What Happens to My Bankruptcy Case During the Coronavirus Pandemic?

Over the course of the last few weeks, it has become clear that the consequences of the COVID-19 (“Coronavirus”) pandemic are far reaching. In order to protect the health and safety of individuals, certain precautionary measures must be implemented.

Federal courts, including bankruptcy courts, have continued to operate subject to significant limitations. So far, here in Western New York, most of the proceedings, primarily motions and conferences, are going to be handled via telephone and/or video conferencing. Since bankruptcy relies on electronic filing, new Chapter 7 and Chapter 13 bankruptcy cases can still be filed.

Effective immediately, all in-person Chapter 7, 12, and 13 section 341 meetings (meetings of the creditors) scheduled through April 10, 2020, have been continued until a later date to be determined. Section 341 meetings may not proceed during this period except through telephonic or other alternative means not requiring personal appearance by debtors. Appropriate notice will be provided to attorneys and parties in accordance with bankruptcy law and rules for any telephonic meetings scheduled during this period.

I think that the situation is very fluid at this time, and may change depending on the circumstances. I will continue to update this post with new information as it becomes available.